Case Studies

Capital moved. Cycles shortened.

Real engagements with general contractors, owners, and lenders who routed draws and pay applications through the Construction Clearinghouse. Each study reports the dollars routed, the days removed from the cash cycle, and the compliance gaps that were closed before they became claims.

What you get on this page

Every case study below is anchored to four numbers: dollars routed through the Clearinghouse, average draw approval time measured in days, retainage released on schedule, and the count of compliance defects intercepted before payment. We publish the before-and-after on each one with the supporting documents, the validation rules that fired, and the workflow change that closed the gap. No glossy abstractions. The work is operational and the numbers are verifiable.

These are the right reference if you are a general contractor running 12 to 200 active subs, an owner asking why a $40M draw sits in review for nine days, or a lender who needs project evidence on every disbursement. The shortest engagement here paid back in the first draw cycle. The longest took two quarters to fully wire.

Read a study, then book a working session. We will pull your last three pay applications, run them through the same rules you see in the studies, and show you exactly where retainage, stored-materials math, and the lien waiver chain are leaking days.

How we measure outcomes

Four metrics. Same definition on every study.

  • Cycle time

    Days from pay application submission to funded disbursement. Measured per draw, averaged across the engagement, reported as median and 90th percentile.

  • Draw approval days

    Days from owner draw package submission to lender approval. The single largest cost on a project is days, not dollars.

  • Claim prevention

    Count of compliance defects intercepted before payment: expired COIs, missing additional insureds, unconditional waivers signed without payment cleared, front-loaded schedules of values, math errors on G702.

  • Retainage release

    Days from substantial completion to retainage release with the lien waiver chain reconciled. Most projects leak 60 to 120 days of working capital here.

What we publish in each study

Project context

Total contract value, draw schedule, count of active subs, and the financial structure (private capital, construction loan, owner-direct, or a blend). We name the obstacle, not the operator.

Validation rules that fired

Each engagement runs every pay application and lien waiver against 35 deterministic rules: 15 on COIs, 11 on pay applications, and 9 on lien waivers. We list which rules caught what and how often.

Workflow change

The single operational change that moved the metric. Often it is consolidating sub uploads into a magic-link portal with no account creation, which removes the email-tag step entirely.

Dollar number that mattered

The single largest dollar figure that moved as a result. Not soft savings. Working capital released, a claim avoided, retainage cleared, or interest carry eliminated.

Case studies coming soon.