The Subcontractor Audit Platform
The money layer for every construction project.
Subcontractor Audit is the financial nervous system that connects general contractors, subcontractors, owners, and lenders on one ledger. Every dollar gated by the right paperwork. Every approval tied to verified work in place.
01 — Project Ledger
One ledger per project. One truth for everyone on it.
Contracts, change orders, schedule of values, retainage, insurance, and cash movement live on a single auditable ledger. Every line is timestamped, signed, and versioned — no reconciliation calls, no duplicate spreadsheets.
- Contract and change-order ledger with version history
- Retainage balances tracked per sub, per line item
- Full audit trail exportable to your ERP
Product view — Project Ledger
02 — Compliance Gates
Money cannot move until the paperwork is right.
Certificates of insurance, W-9s, prequal, bonds, and statutory forms are collected, validated, and gated against payment. If a document expires or a limit drops below requirement, the gate closes automatically.
- ACORD 25 + endorsement validation on every upload
- State-specific statutory form routing (12 states)
- Automatic payment holds when coverage lapses
Product view — Compliance Gates
03 — Pay Apps & Waivers
Review, approve, and waive in a single chain.
G702/G703 pay apps are parsed, math-checked, and cross-referenced to the schedule of values. Conditional and unconditional waivers are generated against the approved amount and routed for signature — with no paper in the middle.
- Front-loading detection flagged before approval
- Conditional → unconditional waiver chain by tier
- Joint-check routing when risk thresholds trigger
Product view — Pay Apps & Waivers
04 — Draws & Disbursement
Owner and lender approvals tied to verified field reality.
Draw packages assemble themselves from approved pay apps, inspection evidence, and compliance status. Owners and lenders see what they are funding — not a thousand-page PDF at the end of the month.
- Draw package assembly from live project state
- Four-eyes approval with role-based controls
- Disbursement via Modern Treasury / Plaid rails
Product view — Draws & Disbursement
05 — Capital Intelligence
The numbers every stakeholder actually needs.
Cash-cycle days, retainage exposure, draw turnaround, compliance breadth, and subcontractor concentration — surfaced as portfolio-level reporting for the people who carry the risk.
- Portfolio dashboard for GC, owner, and lender
- Concentration and exposure reporting
- Evidence packages ready for surety and audit
Product view — Capital Intelligence
Ready to see the ledger on a live project?
We run a 30-minute working session on one of your current projects and show the money layer in context. No deck.
Book a working session