Healthcare Construction Firm Masters OCIP Insurance Coordination

A West Coast firm specializing in hospital and medical facility construction was struggling with Owner Controlled Insurance Program (OCIP) coordination. Each healthcare project carried unique endorsement requirements, additional insured provisions, and waiver of subrogation clauses that varied by hospital system.

The firm's risk manager was manually cross-referencing each subcontractor's COI against a 15-page OCIP requirements matrix for every project. With 40+ subcontractors per hospital build and four active projects, this created a bottleneck that delayed subcontractor mobilization by an average of 12 business days.

Two subcontractors had been allowed to begin work with non-compliant OCIP enrollment, resulting in a $340,000 claim that fell outside the program's coverage — a cost the GC had to absorb.

SubcontractorAudit's OCIP compliance module was configured with project-specific insurance matrices for each hospital client. The AI engine validates not just standard coverage limits but also endorsement language, additional insured status, and OCIP enrollment documentation in a single automated review.

The platform generates a clear checklist for each subcontractor showing exactly which OCIP requirements are met and which are outstanding, along with template letters that subs can forward to their insurance brokers for rapid correction.