SubcontractorAudit vs myCOI
An honest, side-by-side comparison to help you choose the right compliance platform for your general contracting firm.
What myCOI Does Well
- Dedicated COI management platform with deep focus on certificate compliance
- Human + AI review process with trained compliance analysts reviewing flagged certificates
- Strong integration with insurance agency management systems
- Automated certificate request workflows with configurable escalation rules
Why SubcontractorAudit Wins for General Contractors
- AI extracts and validates endorsements and additional insured language — not just coverage limits
- Pay application math verification and front-loading detection beyond insurance compliance
- Lien waiver chain tracking with state-specific statutory form validation
- Construction-specific workflows designed for GC project teams, not generic risk managers
- Subcontractor portal with real-time compliance feedback and deficiency details
- Lower total cost of ownership without per-certificate review fees
Feature Comparison
| Feature | SubcontractorAudit | myCOI |
|---|---|---|
| AI COI extraction | ||
| Coverage limit validation | ||
| Endorsement verification | ||
| Human analyst review | ||
| Pay app auditing | ||
| Front-loading detection | ||
| Lien waiver tracking | ||
| State statutory form validation | ||
| Prequalification module | ||
| Prevailing wage tracking | ||
| Safety/OSHA tracking | ||
| Bond tracking | ||
| Document templates | ||
| Retainage tracking | ||
| Change order management | ||
| Project closeout tracking | ||
| State compliance engine | ||
| Compliance reporting | ||
| Subcontractor portal | ||
| Insurance agency integrations | ||
| Expiration alerts | ||
| Construction-specific workflows |
Ready to try a smarter alternative to myCOI?
Start your 14-day free trial and see why GCs choose SubcontractorAudit for compliance automation.