SubcontractorAudit vs TrustLayer

An honest, side-by-side comparison to help you choose the right compliance platform for your general contracting firm.

What TrustLayer Does Well

  • Multi-industry verification platform — works for real estate, logistics, and other sectors beyond construction
  • Direct carrier data integrations to verify policy status in real time
  • Large customer base with established COI workflows and templates
  • Strong automation for certificate request and follow-up cycles

Why SubcontractorAudit Wins for General Contractors

  • Construction-specific AI trained on ACORD forms, pay apps, and lien waivers — not a general insurance platform
  • Pay application math verification catches overbilling and front-loading across the SOV
  • Lien waiver chain tracking with state-specific statutory form compliance
  • Per-project requirement templates that map to contract insurance specs
  • Lower price point for GC compliance teams that do not need vendor management across multiple industries
  • Subcontractor portal built for trade contractors, not enterprise vendors

Feature Comparison

FeatureSubcontractorAuditTrustLayer
AI COI extraction
Coverage limit validation
Endorsement verification
Direct carrier verification
Pay app auditing
Front-loading detection
Lien waiver tracking
State statutory form validation
Prequalification module
Prevailing wage tracking
Safety/OSHA tracking
Bond tracking
Document templates
Retainage tracking
Change order management
Project closeout tracking
State compliance engine
Compliance reporting
Subcontractor portal
Multi-industry support
Expiration alerts
Construction-specific workflows

Ready to try a smarter alternative to TrustLayer?

Start your 14-day free trial and see why GCs choose SubcontractorAudit for compliance automation.